iSelect makes choosing a private health insurance policy in Australia simple, with great advice across participating health funds. Damien Waller and Dr David Urpani founded iSelect in Melbourne in 2000. To help customers in purchasing health insurance, they identified the potential for iSelect’s unique comparison technology. Prior to committing to a particular product, customers were increasingly demanding more information that was identified by them in the late 1990’s. iSelect eliminates the frustration of customers by assisting them to more easily purchase health insurance. For most Australians, health insurance had long been regarded as a difficult and confusing purchase decision. In regard to health insurance purchasing, the technology would be highly valued due to it allows customers to understand their needs, compare and buy online. For almost A$20 million in March 2006, iSelect is 100% privately owned, with ninemsn acquiring approximately 35 percent of iSelect Pty Ltd.
Health Insurance and life insurance are the main services of iSelect but Car Insurance and Home Loans are its new services. At iSelect website, you can compare, select and save from a great range of competitive options uniquely matched to your needs and budget. You can see 4 navigation such as health insurance, life insurance, car insurance and home loans at www.iselect.com.au. In health insurance navigation, you can compare health funds, get health insurance or get taxed, get quote and buy it. In Life Insurance navigation, you can compare participating life insurers and get a quote to ensure your mortgage, income or life is insured.
Life Insurance Products:
- Life Insurance
- Income Protection
- Key Man Insurance
- Mortgage Protection
- Total Permanent Disablement (TPD) Insurance
- Trauma Insurance
In Car Insurance, you can compare car insurance from iSelect’s panel of car insurance products. Product recommendations are provided by iSelect from its participating car insurers, car insurance brands through iSelect:
- Ozicare
- Cashback
- Budget Direct
- Retirease Insurance
- Dawes
- Silver Fox
- 1st For Women
- Heels n Wheels
- Kudos
- ibuyeco
On the basis of specific needs of customers from the range of car insurance products, iSelect makes its recommendation. In the iSelect service, offered all of the products are subject to you meeting the underwriting criteria set by its car insurance partners. In Home Loans navigation, you can compare home loans. To help make it easier to compare home loans iSelect has joined forces with Aussie, giving its customers access to 16 major lenders.
You can choose a health insurance policy that meets your needs and budget with a free service of iSelect. iSelect aims to provide informed choices for consumers so it is working together with participating health funds. When you access iSelect’s website, a series of questions relating to your health insurance needs and requirements will guide you. Within 10 minutes, you can complete the process. iSelect analyzes your requirements and from an approved product list, a ranked shortlists of policies are displayed. Then, you may examine the shortlist of policies and select the product that you believe suits your situation. Lastly, by completing the application form, you may join your chosen health fund quickly and easily through iSelect. The iSelect service is a free service to you.
Key benefits of private health insurance include:
- Choice of surgeon/doctor
- Shorter waiting periods for hospitalization
- Full ambulance cover in some states
- Choice of hospital
- Broader health programmes that may also cover hospital substitute treatment by way of “chronic disease management”
- General Treatment Cover (extras) could include a range of services from dentists, physiotherapists, chiropractors, natural therapists, etc.
If you wish to discuss your policy search results or to chat about your options, call an iSelect General consultant on 131920.
