Life insurance is very important for life because it is a wonderful gift so we should insure our life by life insurance. Www.AvivaIndia.Com is the official website of Aviva Life Insurance Company India Ltd which is a private insurance company.
The company was formed with the collaboration between the Aviva insurance group of UK and the Dabur group. 26 percent stake is held by Aviva and the remaining 74 percent share in the joint venture is held by the Dabur group, in reference to the government regulations. Aviva is not only largest in the UK but also known as the fifth largest insurance group in the world. The lives of Indians are being ensured by the Aviva since 1834. Aviva was the largest foreign insurer at the time of nationalization in India in the terms of the compensation paid by the Government of India.
With a quality business model, its hallucination is to be amongst India’s leading life insurers, focused on sustainable growth. A robust product portfolio is sought to build by Aviva for meeting all customer lifecycle needs related to – Savings, Retirement, Investments and Protection purposes. Many innovative sales approaches, including the concept of Bancassurance and Financial Health Check services have been begun and pioneered by them with a strong sales force of over 30,000 Financial Planning Advisers (FPAs). To introduce the contemporary unit-linked products, it is among the first companies.
Its fund management is made one of the key differentiators by a seasoned team of fund managers. It is spread across nearly 3,000 towns and cities in India with a wide distribution network of 195 branches and close to 40 Bancassurance partnerships. Via its Micro insurance initiatives, the company has been successful in reaching out to the disadvantaged strata by keeping with their commitment of social responsibility.
Tools of Aviva Life Insurance
- Compare Plans
- Find your Plan
- How much Insurance do I need?
- Tax Planner
- Wealth Planner
- Retirement Planner
- Child Education Planner
- Office Locator
- Drop-Box Locator
- Premium Calculators
- Education is Insurance
Compare Plans
With the help of tool of Compare Plans, you can compare the plans by following two steps:
- In first step, you will have to select the one category from child, savings, retirement, protection, health, and rural.
- In second step, you can know product name, Why should I buy this product, Am I eligible, what is my commitment, what am I going to get, Special features, and Product Elements.
Find your Plan
In “Find your Plan”, you will have to choose the one from young professional, newly married, married with kids, nearing retirement, and retired. After that, select your need. You will get the result of your plan you want. You can find more information about the different plans.
How much Insurance do I need?
Life insurance insures our life but according our lifestyle and different circumstances we do not know which policy is appropriate for us. With Aviva Life Insurance, you can know the amount of insurance by using “How much Insurance do I need?”
For getting exact amount of your insurance, enter the details like personal and financial goals (education of children, marriage of children, annual income after retirement, and wealth accumulation goal). Click on “Calculate” then the amount will be shown.
Tax planner
If you are tax payee, then Aviva Tax planner will help you to invest in best plan and also about your tax amount. For calculate your tax, enter the Personal Details, details of Payment towards medical insurance (under section 80D), and details of Annual Investments (under section 80C & 80CCC) (maximum limit upto Rs.1 lakh only), after that click on “calculate”.
Wealth Planner
If you want to invest, then one question will arise in your mind, how much should I invest? With the help of Wealth Planner you can get answer of above question. You will have to enter your age, what is the incremental corpus you want to build, what is the timeframe to achieve it, and choose the expected rate of growth of your investment and click on “calculate”.
Retirement Planner
Planning of retirement is the prior responsibility of us. For making secure our future, planning of retirement is very important. Enter your details at Retirement Planner of Aviva and click on calculate.
Child Education Planner
With the help of Child Education Planner, cost of education of child and cost of marriage can be gotten. Click on “Cost of Education Calculator” or “Cost of Marriage Calculator”, enter details and click on “calculate” option.
Office Locator
If you want to get the location of any city, then enter your state and city, and click on “Submit”. The proper location will be shown by office locator.
Drop-Box Locator
With the help of “Drop-Box Locator”, location can be gotten by entering state, city, and area.
Premium Calculators
When you click on “Premium Calculators” option, you will get the new page, on which choose one option and click on “Go”. After that the page will show you list of “Premium Quotation and Illustration System (PQIS)”, enter the details and click on “Show illustration”. The illustration will be given on the next page.
Customer service
In customer service Aviva provides following services, like
- Premium Payment
- Claims Procedure
- Manage your Policy
- Download Forms
- Buy More
- Tax Benefits
- Policy Details on SMS
- Aviva First Family
Premium Payment
You can pay the premium of Aviva Life Insurance with Credit Card over IVR (new), at your nearest Post Office, via Standing Instructions on your Credit Card, by Skypak Drop Boxes / Cheque pick-up, via Electronic Clearance System (ECS), through Nearest Aviva office, by Electronic Bill Presentment Payment, by Online Policy Renewal, and via NEFT (National Electronic Fund Transfer).
Claims Procedure
You can contact its Customer Service helpline at 1800-180-2266 in the unfortunate event of a critical illness, hospitalization, disability or death or submit the claim form at:
Claims Department
Aviva Life Insurance Company India Ltd.
Aviva Tower, Sector 43,
Opposite DLF Golf Course,
Gurgaon – 122 003
When you make a claim, follow the simple step by step procedure which is given here:
Step 1: Fill up the claim form with appropriate information
Appropriate form should have to be completed, depending upon which claim is to be made. For claims against riders, death, hospital cash benefit, group term insurance and gratuity, different forms are to be filled. You should fill all details with respect to client id, policy number, policy holder name, etc.
Step 2: Gather required documents
Based on the claims made, appropriate documents need to be provided. Documents can be submitted in original or photocopies, attested by a Gazetted officer, Magistrate, Tahsildar or police Sub-inspector.
Step 3: Collect the Medical reports for claims
All medical bills and medical report are produced that issued by the attending physician qualified under law to issue such a report, in case of hospitalization or medical related claims.
Step 4: Submit claim form and all necessary documents
If the form is completed and documents are in place, then submit them at the nearest branch office. You can also send your documents by post to Claims Department.
Manage your Policy
You can manage your policy by updating your details, getting a duplicate policy, reinstate your policy, surrendering your policy, and complaints redressal process.
Download Forms
With the help of “Download Forms”, you can download the forms.
Tax Benefits
Tax Benefits can be availed under the Income Tax Act, 1961.
Policy Details on SMS
Get the policy details by SMS+91 (0) 9880102266. In keeping with its commitment to providing superior service to its valued customers, Aviva is proud to announce a unique facility, whereby you can access your policy details through SMS.
Go to ‘write message’ on your cell phone menu
Type the ‘Keyword’ Space ‘Policy number’ (for e.g. POLSTAT LLG1012345)
Send it to +91 (0) 9880102266
A response will be received on the same number with the requested information by you. The number of your cell-phone needs to match the number in Aviva’s records, to avail of this service. To update your numbers or for any additional queries, please contact at toll-free number 1800-180-2266 (Monday to Saturday, 8 am to 10 pm)
Aviva First Family
For High Networth customers, Aviva First Family is a differential service program. The program was launched across India and in Delhi NCR and Kolkata in June 2008, was piloted. In line with its brand promise of ‘No one recognizes you like Aviva’; its customers like no one else through personalized treatment are promised to recognize by the Aviva First Family program. It means that they acknowledge, remember, value, enable and reward to its customers.
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